Trusted by 2,000+ businesses in Ghana

Mobile Moneymade simple

Accept MTN MoMo, Vodafone Cash & AirtelTigo payments. Process payouts instantly. Built for Ghana 🇬🇭

GHS 50M+
Processed monthly
99.9%
Uptime
<2min
Integration
Send Money Instantly

Send Money Instantly

Transfer funds to any mobile wallet in seconds

Accept Payments Anywhere

Accept Payments Anywhere

Your customers can pay from any mobile phone

Secure & Reliable

Secure & Reliable

Bank-grade security for all your transactions

Grow Your Business

Grow Your Business

Track sales and analytics in real-time

Powering payments for businesses across Ghana

Jumia
Bolt
Glovo
Hubtel
Zeepay
Features

Everything you need to accept payments

From checkout to payout, we've got you covered.

All Networks

MTN MoMo, Vodafone Cash, AirtelTigo Money. One integration for all.

Bank-Grade Security

PCI DSS compliant with end-to-end encryption. Your data is safe.

Real-Time Analytics

Track transactions, monitor success rates, and get insights.

Instant Settlement

Same-day settlements available for verified businesses.

Split Payments

Automatically split payments between multiple parties.

Easy Payouts

Send to any mobile wallet or bank account in Ghana.

How It Works

Start accepting payments in 3 steps

1

Create Account

Sign up for free in 2 minutes. No paperwork needed.

2

Integrate API

Copy our code snippets. Works with any language.

3

Get Paid

Start receiving payments to your wallet instantly.

For Developers

Simple, powerful API

Clean RESTful API with comprehensive documentation. Integrate in minutes, not weeks.

payment.js
// Initialize payment
const response = await fetch(
  'https://api.sikapaygh.com/v1/transaction/initialize',
  {
    method: 'POST',
    headers: {
      'Authorization': `Bearer ${secretKey}`,
      'Content-Type': 'application/json'
    },
    body: JSON.stringify({
      amount: 100.00,
      email: 'customer@email.com',
      currency: 'GHS',
      callback_url: 'https://yoursite.com/callback'
    })
  }
);

const { data } = await response.json();
// Redirect to: data.authorization_url
Pricing

Simple, transparent pricing

No monthly fees. Only pay when you get paid.

Starter

Perfect for small businesses

1.5% / transaction
  • MTN Mobile Money
  • Vodafone Cash
  • AirtelTigo Money
  • Basic Dashboard
  • Email Support
Get Started
MOST POPULAR

Business

For growing businesses

1.4% / transaction
  • Everything in Starter
  • Priority Support
  • Custom Branding
  • Advanced Analytics
  • Webhook Retries
  • Account Manager
Get Started

Enterprise

For large operations

Custom / transaction
  • Volume Discounts
  • White-label Solution
  • Custom Integrations
  • SLA Guarantees
  • 24/7 Phone Support
Contact Sales

Loved by businesses in Ghana

"SikaPay transformed how we collect payments. Integration took less than an hour and our success rate jumped to 94%."

KA
Kwame Asante
CEO, TechHub Ghana

"The dashboard is incredibly intuitive. I can track all my transactions and settlements from one place. Highly recommended!"

AA
Ama Adjei
Founder, StyleBox

"As a developer, I appreciate clean APIs. SikaPay documentation is excellent and the support team is very responsive."

EO
Emmanuel Osei
CTO, DeliveryPlus

Ready to start accepting payments?

Create your free account and start collecting payments in minutes. No setup fees, no monthly charges.