Mobile Moneymade simple
Accept MTN MoMo, Vodafone Cash & AirtelTigo payments. Process payouts instantly. Built for Ghana 🇬ðŸ‡
Powering payments for businesses across Ghana
Everything you need to accept payments
From checkout to payout, we've got you covered.
All Networks
MTN MoMo, Vodafone Cash, AirtelTigo Money. One integration for all.
Bank-Grade Security
PCI DSS compliant with end-to-end encryption. Your data is safe.
Real-Time Analytics
Track transactions, monitor success rates, and get insights.
Instant Settlement
Same-day settlements available for verified businesses.
Split Payments
Automatically split payments between multiple parties.
Easy Payouts
Send to any mobile wallet or bank account in Ghana.
Start accepting payments in 3 steps
Create Account
Sign up for free in 2 minutes. No paperwork needed.
Integrate API
Copy our code snippets. Works with any language.
Get Paid
Start receiving payments to your wallet instantly.
Simple, powerful API
Clean RESTful API with comprehensive documentation. Integrate in minutes, not weeks.
// Initialize payment
const response = await fetch(
'https://api.sikapaygh.com/v1/transaction/initialize',
{
method: 'POST',
headers: {
'Authorization': `Bearer ${secretKey}`,
'Content-Type': 'application/json'
},
body: JSON.stringify({
amount: 100.00,
email: 'customer@email.com',
currency: 'GHS',
callback_url: 'https://yoursite.com/callback'
})
}
);
const { data } = await response.json();
// Redirect to: data.authorization_urlSimple, transparent pricing
No monthly fees. Only pay when you get paid.
Starter
Perfect for small businesses
- MTN Mobile Money
- Vodafone Cash
- AirtelTigo Money
- Basic Dashboard
- Email Support
Business
For growing businesses
- Everything in Starter
- Priority Support
- Custom Branding
- Advanced Analytics
- Webhook Retries
- Account Manager
Enterprise
For large operations
- Volume Discounts
- White-label Solution
- Custom Integrations
- SLA Guarantees
- 24/7 Phone Support
Loved by businesses in Ghana
"SikaPay transformed how we collect payments. Integration took less than an hour and our success rate jumped to 94%."
"The dashboard is incredibly intuitive. I can track all my transactions and settlements from one place. Highly recommended!"
"As a developer, I appreciate clean APIs. SikaPay documentation is excellent and the support team is very responsive."
Ready to start accepting payments?
Create your free account and start collecting payments in minutes. No setup fees, no monthly charges.